Welcome to CapitalPoint Financial
Here at CapitalPoint Financial, we pride ourselves on being a premier financial firm, committed to delivering outstanding financial services to clients across the world.
A cornerstone of our identity is our deep dedication to diversity and cultural understanding. We actively cultivate a multicultural work environment where diverse perspectives are not only valued but truly celebrated.
Since our founding in 2018, financial advisory was our initial core business. However, we recently underwent a significant and exciting evolution: our core financial advisory portfolio was acquired by one of our esteemed, award-winning financial partners. This strategic acquisition has allowed us to sharpen our focus and dedicate even more resources to expanding other key areas. We’re currently growing our asset management and personal/business banking services, and we’re excited to soon add health insurance services to our comprehensive offerings.
Furthermore, our loan service portfolio thrives through strategic partnerships with both private and public lenders, enabling us to provide a broad spectrum of solutions for our clients.
Your interest in joining us comes at a pivotal time. Our current recruitment efforts are absolutely crucial as we expand our services and strengthen our workforce following this acquisition. We believe that by growing our team, we’ll significantly enhance service delivery across all our portfolios.
Your Online and Virtual Interview Process
We understand that coordinating across different time zones can be a challenge, which is precisely why we’ve designed a comprehensive online interview process. Our initial questions were carefully crafted to thoroughly assess your skills and determine if you’re the ideal candidate for this role.
The upcoming live virtual assessment on Google Meet will primarily be for a meet and greet and visual assessment. This is a chance for us to connect with you further and for you to get a better feel for our team.
We currently have nine administrative assistants thriving in both in-office and virtual roles, and we’re incredibly excited about the possibility of you contributing your talents to our growing team.
Important Next Steps Regarding Your Conditional Offer
We’re delighted you’ve completed your online interview process with CapitalPoint Financial, and we’re very hopeful about the possibility of you joining our team!
We’ve extended a conditional offer letter, and as you consider this exciting opportunity, we want to provide you with all the necessary information about our recruitment policy and the next steps.
This comprehensive policy has been carefully developed by CapitalPoint Financial in close collaboration with our contracted international recruiter, Medina Siggey, an expert in global talent acquisition, along with other experienced international recruiting specialists. Together, we have created these guidelines and the accompanying FAQs to provide a clear and thorough overview of our standard recruitment policies and procedures.
As we naviagte the process, we expect candidates to respect our recruitment policy. We request that you fully read and understand all the information provided before deciding how to proceed. It’s important that our policy aligns with your expectations; if it does not, please know you are absolutely free to discontinue your application and notify us.
Navigating Your U.S. Work Visa Journey:
Key Information
We appreciate your insightful responses during your online interview for the Health Insurance Consultant role. We’ve compiled a list of frequently asked questions to provide you with comprehensive answers regarding the next crucial steps in the recruitment process, particularly concerning the work visa and a clear understanding of what it’s like to join CapitalPoint Financial.
We understand this might be a new process for you, and we’re here to provide clarity and support.
Frequently Asked Questions
Your job offer is conditional because hiring an international candidate involves a multi-step process that must be completed before your employment can officially begin.
It’s an important step to confirm you have the necessary documentation to support the qualifications you’ve presented in your CV. This includes verifying your degrees, certificates, employment letters (current or past), work experience proofs, and confirming they align with your interview responses.
Specifically, your start date and official onboarding are dependent on you obtaining the necessary U.S. work visa. While we have confidence in your qualifications for the role, the visa process is governed by strict U.S. immigration rules and requirements. Only after you’ve successfully met all visa eligibility criteria and received formal approval from the U.S. government can your employment be confirmed.
The conditional offer ensures that both you and CapitalPoint Financial move forward responsibly and in compliance with all legal and procedural requirements.
As a foreign national joining CapitalPoint Financial, the most common visa types that may apply to this position are:
- H-1B – for skilled professionals in specialized fields
- EB-3A – for skilled workers and professionals (employment-based green card)
- EB-3C – for unskilled/entry-level positions
The next H-1B visa registration will be for Fiscal Year 2026 (started March 2025), which may not align with our desired timeline. For that reason, the EB-3 visa (permanent employment-based) is often the more practical path for foreign candidates at this time. Your immigration advisor will confirm which visa is most suitable. Your exact visa category will depend on your qualifications, experience, job role, and timing.
This is a general overview, the final visa route can only be determined after a formal eligibility assessment by an experienced immigration agency or attorney.
This involves analyzing your background, supporting documents, and the most current immigration policies.
Yes, we will sponsor eligible candidates through the appropriate visa route once an immigration agency certifies your eligibility.
Sponsorship includes:
- Filing required petitions (such as the PERM and I-140 for EB-3)
- Providing necessary employment documents
- Coordinating with your immigration advisor
- You receive a conditional job offer from CapitalPoint.
- You contact a visa agency and undergo an eligibility check.
- If eligible, CapitalPoint applies for sponsorship to the U.S. government.
- USCIS reviews your case (this can take several weeks).
- If approved, you attend a visa interview at your local embassy.
- If successful, your visa is stamped in your passport.
- Prepare your travel
- Provide scanned copies of true and complete documents (degrees, work experience, passport, etc.) to our recruitment team for assessment.
- Hire a visa agency from recommended list.
- Undergo an eligibility assessment
- Follow all agency instructions and timelines.
- Be ready for interviews and appointments.
Getting a U.S. work visa is a highly complex process with strict eligibility requirements and steps.
While CapitalPoint Financial can assess and confirm your qualifications for this role, only an experienced immigration attorney or visa agency is equipped to accurately evaluate your eligibility for the visa itself.
Previously, employers covered the fees associated with immigration agency fees in addition to government and legal charges, however, we encountered serious challenges that made it unsustainable, such as:
- Change of Mind: Candidates might simply have a change of heart about relocating, and withdraw after the employer had already invested money in their sponsorship process.
- Candidates working with fake or unqualified agencies, leaving the hiring company to deal with the consequences.
- Personal Circumstances: Unforeseen personal issues such as family matters arise preventing relocation – This is often common among married applicants.
- Foreign nationals submitting false documents, hiding important details, such as previous visa denials, overstayed visas, which caused further complications and resulted in visa denials.
- Better Opportunities: Candidate received a more attractive job offer from another company, either domestically or internationally and withdraws from the process.
How do these candidate withdrawals impact the employer?
While we understand that unforeseen circumstances can arise, each of these situations caused financial loss, wasted time, and delays in our hiring process.
- Filing Fees: Sponsoring a foreign worker through the U.S. immigration process involves considerable costs, with expenses reaching up to $8,000 per candidate . Once the process begins, a large portion of these fees (paid to the relevant government agencies) is non-refundable. In a situatuation the applicant withdraws, this money is lost.
- Recruitment Costs: The significant time and money invested in recruiting, interviewing, and selecting candidates are lost.
- Relocation Assistance: If any relocation benefits were offered or paid upfront, these might be unrecoverable.
This will not only affect CapitalPoint Financial but also impacts other qualified candidates waiting for same opportunity. Because of these issues, we have updated our reciutment policy.
What Has Changed?
To mitigate these challenges and ensure a higher level of commitment and accountability, we now require candidate(s) to cover the costs of engaging a visa agency and other related expenses for their visa processing.
As often observed that when an employer covers all expenses, candidates might be less committed to the process. However, when candidates invest their own resources, they’re typically much more diligent and far less likely to withdraw early or mishandle their application.
Here’s how this approach benefits both you and CapitalPoint Financial:
- Increased Accountability: When you have a financial stake in the process, you’re more likely to see it through to completion.
- Control over the process: You have direct control over your visa process , allowing you to build a relationship with your chosen immigration agency.
- Protection for Both Parties: This policy helps protect both you and CapitalPoint Financial from unnecessary delays, legal risks, and wasted resources.
It also ensures that both sides are equally invested in making the process successful and enables us to identify applicants who are genuinely dedicated to relocating and contributing to our organization.
No. If we pay for your agency, it defeats the purpose of ensuring you are serious and committed.
Paying the fee yourself shows you are truly ready.
What if I cannot afford to pay for the agency?
We understand this may be difficult. But unfortunately, if you are not able to afford the required obligations, we will discontinue your job application.
Yes. We provide a list of recommended and vetted visa agencies that are experienced with U.S. immigration law. We encourage you to work with these verified professionals to reduce the risk of misinformation or fraud. Choosing a reliable agency is critical to the success of your application.
While it was previously common practice to allow foreign candidates to select their own immigration agency to manage their visa process, we have found that unrestricted use of external agencies increased the risk of:
- Partnering with agencies that are not legally authorized to provide immigration services.
- Experiencing complications due to a lack of expertise in U.S. employment-based visas.
- Facing delays or miscommunication , which may put your visa application and our hiring schedule at risk.
- Many candidates opt for low-cost agencies that often lack experience and do not work with licensed immigration attorneys, increasing the likelihood of errors, incomplete filings and visa denials.
For these reasons, we now require candidates to choose an agency from a list of pre-approved experienced agencies as recommended by international recruiters, to ensure a smoother, more reliable visa process.
By using the recommended agencies, you benefit from:
- Verified expertise in U.S. immigration law.
- Lower risk of scams or application errors.
- Direct coordination between the agency, our HR team, and U.S. authorities.
U.S. work visas, such as the H-1B, are not the same as tourist and other visas categories. Unlike short-term visas, work visas can potentially lead to permanent residency (a green card), which is why they are closely reviewed and highly regulated by the U.S. government.
These visas are also more complex and involve two separate steps:
1. Employer Process – Filed by CapitalPoint Financial
We, as your employer, must first file a formal petition with the U.S. government (U.S. Citizenship and Immigration Services – USCIS). This step confirms that:
- The position qualifies for a work visa.
- You meet the qualifications for the role.
- We are legally sponsoring you for employment in the U.S.
2. Employee Process – Your Responsibility
Once the U.S. government approves our petition, you will then apply for the visa at your nearest U.S. embassy or consulate. This includes:
- Submitting required documents (such as your degree, employment offer, and application forms).
- Attending a visa interview.
- Paying applicable fees.
Both parts must be completed successfully for you to receive your work visa and begin working in the U.S.
Given the complexity and high rejection rates, self-filing is extremely risky. If one small detail is missing or incorrect, your visa could be denied. A professional agency ensures compliance and maximizes approval chances.
The agency will work with you from beginning to end:
- Check if you are eligible for a U.S. work visa.
- Help gather and prepare all documents.
- Guide you in filling forms and making payments.
- Handle the application process with CapitalPoint and the U.S. government.
- Prepare you for the visa interview at your embassy.
- Give advice about your family’s visas if they are relocating with you.
They will be your main point of contact, and they will also update us regularly on your progress.
No one can promise 100% that you will get the visa. However, working with a qualified immigration agency gives you a much better chance.
Even if CapitalPoint sponsors you, you can still be denied if your documents are incorrect, if your background does not meet the visa rules, or if you are not prepared for the embassy interview.
That’s why we recommend experienced agencies, they will guide you through the process to avoid mistakes.
We only recommend verified agencies with a track record of success. These are licensed immigration services in the U.S. Canada or real law firms that we have checked ourselves. If any issues arise, we can intervene, ensuring you’re protected.
The full process usually takes between 3 to 6 months (90 to 180 days). It depends on:
- USCIS processing times
- Embassy appointment availability
- How quickly you submit documents
Once your visa is approved and you arrive in the U.S., our relocation package will include the following and other related expenses:
- Pay for your economy-class flight ticket.
- Provide free housing for your first two months to enable you settle in.
- After the second month, you can choose to stay (and pay rent) or move to a new place.
Yes, you can bring your family. After your work visa is approved, your spouse and children under the age of 21 may apply for H-4 dependent visas to join you in the U.S.
Your chosen immigration agency will guide you through this process and provide specific instructions tailored to your situation. However, please note that you will be responsible for any additional costs associated with the H-4 visa applications, unless there is a separate agreement in place with CapitalPoint Financial.
No, the salary is fixed and follows U.S. government / Labor rules. However, you will be eligible for a salary review after 12 months, based on your performance.
There is only one position available for this role.
However, while the most qualified candidate will be given priority, there are additional requirements beyond skills and experience as a already outlined – particularly visa eligibility and sponsorship conditions – that must also be met.
To ensure a smooth hiring process and account for these factors, we shortlisted a pool of 10 candidates, starting with the most qualified. This allows us to move forward with the next best candidate if the top choice is unable to meet the necessary visa or other employment requirements.
This approach helps us maintain fairness, efficiency, and compliance throughout the recruitment process.
About the Health Insurance Consultant Role
As a Health Insurance Consultant, your medical expertise will be at the core of your daily activities. You’ll spend your time collaborating with various teams – including sales, marketing, underwriting, and claims – to design and refine health insurance products.
This involves leveraging your medical background to understand customer needs, analyze healthcare trends, provide input on risk assessment, and ensure all products comply with U.S. healthcare regulations. You’ll be involved in market research and creating training materials. While it’s not a clinical role, your medical insights are invaluable to our product development process.
Your success will be measured by a combination of your contributions to product development, collaboration, and adherence to compliance.
- Key Performance Indicators (KPIs) include: Your impact on the launch of new or enhanced health insurance products, ensuring all designs meet U.S. healthcare regulations, effectiveness in collaborating with cross-functional teams, applying market insights to product strategies, and the quality of training materials you develop.
- Success in the first 6 months: You’ll be expected to quickly integrate into our product development cycle, understand CapitalPoint Financial’s service offerings, and begin providing expert medical input. This includes completing your onboarding and training, actively participating in product design discussions, understanding compliance needs, and supporting internal teams with your specialized knowledge.
- Success after 9 months: By this point, you should be a fully contributing team member, confidently providing expert input on product development, underwriting, and claims. Success means consistently contributing to innovative product solutions, ensuring regulatory compliance, and demonstrating a strong understanding of both healthcare trends and insurance principles. You’ll also contribute to internal knowledge sharing and process improvements.
Our team is at an exciting, pivotal stage where we’re actively developing our health insurance product. This means your international experience will be invaluable! Our key priorities for the next 3-6 months involve:
- Laying the Foundation for Product Design: We’re focusing on defining the core structure and features of our new health insurance product. Valuable insights into diverse healthcare systems will be crucial here.
- Integrating Medical Expertise: A primary challenge and priority is effectively weaving deep medical understanding into the very DNA of the product from inception. Your international clinical background will directly inform medical underwriting, risk assessment models, and claims management processes as we build them.
- Market Research & Gap Analysis: We’re intensely researching the U.S. healthcare market to identify unmet needs and opportunities. We’ll rely on your global perspective to help us spot innovative solutions that might not be obvious from a purely domestic viewpoint.
- Ensuring Regulatory Compliance: As we develop, we must meticulously ensure every aspect of the product will comply with complex U.S. healthcare regulations and industry standards. Your contribution to this critical component will be vital.
As a new Health Insurance Consultant, your early priorities will directly involve applying your international medical expertise to these foundational product development efforts.
Your Growth & Development
You will receive comprehensive support! Your onboarding is designed to ensure a smooth transition and equip you with all necessary knowledge. This includes a dedicated two-week program covering company culture, U.S. employment laws, and specific employment visa regulations.
This is complemented by intensive role-specific training that delves into our product development cycle, underwriting principles, and the intricacies of the U.S. healthcare insurance market. You’ll receive structured induction and ongoing guidance to ensure you feel confident in your new responsibilities.
We are deeply invested in your continuous growth. We offer a variety of avenues for professional development:
- Mentorship Program: You’ll be assigned a dedicated mentor to guide you, offering insights into your role and helping you adapt to our company culture and the U.S. professional environment.
- Support for Licensure & Certifications: We provide support for obtaining U.S. medical licensure (if applicable for your U.S. career path) and other relevant certifications (e.g., RN, BLS, ACLS, or specialty-specific) that enhance your expertise and career mobility.
- Internal Training & Workshops: Regular sessions on industry trends, new product development methodologies, compliance updates, and essential professional skills.
- Cross-functional Projects: Opportunities to work on diverse projects that expand your skill set and exposure across different departments.
- Performance Management & Career Planning: We work with you to establish clear performance expectations and goals, and regularly discuss your career aspirations to identify paths for advancement within CapitalPoint Financial. Our goal is to empower you to thrive and build a long-term, successful career with us.
Our culture is built on respect, collaboration, and a shared commitment to excellence and diversity. We are profoundly committed to cultural understanding and fostering a multicultural workforce, as diverse perspectives drive innovation.
We achieve this through non-discriminatory policies, Employee Resource Groups (ERGs), diversity training, and encouraging open dialogue to ensure an inclusive environment where everyone feels valued and has equal opportunity to succeed.
About Visa Sponsorship & Relocation
For this Health Insurance Consultant position, CapitalPoint Financial primarily sponsors H-1B work visas. This category is specifically designed for “specialty occupations” that require a bachelor’s degree or higher in a specific field, which perfectly aligns with the medical expertise required for this role. We cover the costs associated with the sponsorship application.
We understand that immigration laws can change. CapitalPoint Financial actively monitors all legal updates and maintains strong partnerships with reputable immigration agencies. These agencies are experts in U.S. immigration law and provide essential guidance to both the company and our international hires throughout the visa process, ensuring full compliance.
Our commitment includes adhering to U.S. Department of Labor regulations for H-1B workers, which ensure fair wages, benefits, and working conditions comparable to those of U.S. employees in similar roles. We ensure you receive competitive compensation in line with prevailing wage requirements.
The H-1B visa is initially granted for up to three years and can typically be extended for a total of six years. Further extensions might be possible under specific conditions, for example, if you are pursuing permanent residency.
Our employment offers for visa-sponsored roles are for an indefinite period, contingent upon successful visa approval and adherence to immigration regulations. As long as the business need continues and you meet performance expectations, the role is renewable within the bounds of immigration law.
We provide relocation assistance, including housing assistance, for eligible candidates joining us from abroad. We aim to make your move to one of our U.S. locations as smooth as possible, allowing you to focus on settling into your new role and environment.
Relocation, Onboarding, and Integration Support
We offer comprehensive support to ensure a smooth transition:
- Relocation Package: This typically includes assistance with initial travel, temporary accommodation, and resources for long-term housing searches (specific details will be provided during the onboarding process).
- Settling-in Support: We provide resources for local amenities, schools for dependents, banking, and other essential services.
- Cultural Integration: We encourage participation in company social events and Employee Resource Groups (ERGs) to help you connect with colleagues and acclimate.
Your offered salary is benchmarked against market rates for similar roles in the Illinois area, considering the local cost of living.
We use data from reputable salary surveys and cost-of-living indices to ensure our offers are competitive and support a comfortable standard of living. Your relocation is a strategic investment for us, bringing in top global talent to enhance our service delivery and support our expansion.
Your onboarding process will begin after a successful visa approval. Upon approval, CapitalPoint Financial will provide a financial grant to assist you with onboarding expenses as required by labour laws, under our sponsorship program. This grant is designed to offset costs associated with the relocation process.
Our onboarding program is structured and supportive:
- Pre-arrival Support: We provide necessary documents and information well in advance.
- Initial Weeks: You’ll undergo a structured orientation, meet your team, and receive an overview of company mission, values, and policies. Hands-on training on our systems and tools will be provided.
- Buddy/Mentor Program: We often assign a buddy or mentor within the team for informal support and day-to-day guidance.
- Regular Check-ins: The HR will conduct regular check-ins to ensure you have the support needed.
Next Steps:
At this point, we believe you’ve had the chance to carefully review this FAQ document, your conditional offer letter, and our recruitment policy. If you understand and agree with the terms, please sign and return your conditional offer letter to Tracy via tracy.dasiva@capitalpointfinancial,com. Then, prepare and submit the required documents listed below for review.
Conversely , if you wish to discontinue at this time, kindly notify the recruitment team at [email protected].
Please note: If we don’t receive a response from you within 3 days , we will assume you have chosen to discontinue, and your application will be withdrawn.
To Proceed:
1. Sign and Return Your Offer Letter
2. Submit Your Documents for Initial Review
Please prepare and send a scanned copy of the following documents:
- Copies of your academic credentials (degrees, certificates, transcripts)
- A current or most recent employment verification letter
- Relevant professional certifications or awards (if applicable)
- A clear copy of your valid passport
- Any of the following active social media link (linkedin, twitter, facebook etc)
If you don’t have all the documents ready just yet, no problem – feel free to send what you have now, and we’ll begin our review while you gather the rest. However, please note that if, upon review, your documents do not meet our requirements or fail to adequately support your qualifications and experience, we may need to withdraw your conditional offer.
3- Visa Agency Selection
Once your documents are reviewed and approved, we will:
- Provide a list of pre-vetted immigration agencies for you to choose from.
- Guide you in selecting the one that best fits your needs.
4-Begin Visa Processing
Upon successful engaging an immigration agency and your visa eligibilty is determined, we will officially initiate your visa sponsorship, ensuring a smooth and efficient process.
If you have any further questions or need clarification about the recruitment process, feel free to email us at [email protected] or reach out to our helpdesk at +1479-662-9583.
We’re excited to move forward with your application!
CapitalPoint Financial Recruitment Team
©2025 CapitalPoint Financial
General Inquiries
Contact: [email protected] Call: (619)-649-4068
6015 Pine Forest Rd Houston TX 77057-1431