Common Inquiries
Yes, you can manage your Stated BankERS account online through our secure online banking platform. Log in to your account to access a range of services, including viewing account balances, transferring funds, paying bills, and managing account settings.
You can make deposits to your Stated BankERS account through various methods:
- Direct Deposit: Set up direct deposit with your employer for a seamless and automatic way to receive funds.
- Mobile Check Deposit: Use our mobile banking app to deposit checks by taking photos of them with your smartphone.
- ATM Deposits: Deposit cash or checks at Stated BankERS ATMs that offer deposit functionality.
- In-Person Deposits: Visit a Stated BankERS office to make deposits with the assistance of our staff. Please ensure that you follow our guidelines for depositing funds to ensure a smooth and secure transaction.
If your debit or credit card is lost or stolen, please report it immediately by contacting our 24/7 customer support at [email protected] or by calling. Our representatives will assist you in securing your account and issuing a replacement card.
To reset your online banking password, visit the login page and click on the “Forgot Password” or “Reset Password” link. Follow the on-screen instructions to verify your identity and create a new password. If you encounter any issues, contact our customer support for assistance.
Yes, you can open additional accounts online through your Stated BankERS online banking portal. Navigate to the “Open an Account” section, and follow the prompts to select the type of account you want to open.
Complete the required information, and our system will guide you through the account opening process.
An External Transfer allows you to move funds between your Stated BankERS account and accounts you hold at other financial institutions. This service facilitates convenient and secure transfers, enabling you to manage your finances efficiently.
To remove an External Transfer account, log in to your Stated BankERS online banking account. Visit the “External Transfers” or “Linked Accounts” section, select the account you want to remove, and follow the provided instructions to unlink or remove the account from your profile.
To remove an External Transfer account, log in to your Stated BankERS online banking account. Visit the “External Transfers” or “Linked Accounts” section, select the account you want to remove, and follow the provided instructions to unlink or remove the account from your profile.
To edit or delete an External Transfer, log in to your Stated BankERS online banking account. Navigate to the “Transfers” or “Payments” section, locate the External Transfer you wish to modify, and follow the on-screen instructions to edit the details or delete the transfer.
Opening a Checking Account
You will need a valid government-issued ID (such as a driver’s license or passport), proof of address, and your Social Security number.
Yes, Stated BankERS requires a minimum initial deposit of $50 to open a checking account.
Yes, you can easily open a checking account through our website or mobile app without visiting a physical branch.
Our checking accounts have no monthly maintenance fees. However, there may be fees for services like overdraft protection and out-of-network ATM withdrawals.
We offer standard checking accounts, interest-bearing checking accounts, and student checking accounts.
Yes, every checking account comes with a debit card that you can use for purchases and ATM withdrawals.
You can access and manage your account through our online banking portal, mobile app, and at ATMs.
Overdraft protection is a service that covers transactions exceeding your account balance. You can opt into this service during account setup or any time through your account settings.
Yes, all our checking accounts are insured up to $100,000 per depositor, per insured bank.
To switch, open a new account with us, transfer your funds, update your direct deposits and automatic payments to Stated Bankers, and close your old account when ready. Our customer support team can assist you with this process.
Travel Fund Account Inquiries
- All
- Application-Process
- Loan-Terms
- Eligibility
- General-&-Security
A Proof of Fund loan is a specialized financial service designed to help immigrants meet the financial requirements of their visa applications. It differs from traditional loans as it specifically addresses the unique needs of individuals navigating the immigration process.
Stated BankERS provides Proof of Fund loans for a diverse range of visas, including student visas, work visas, and permanent residency applications.
The application process duration varies, but Stated BankERS aims for quick approvals. Once approved, funds are disbursed promptly to meet the financial requirements of the visa application.
Applicants typically need to provide documents such as proof of income, employment verification, valid identification, and any other relevant financial records and documents.
Collateral may be required depending on the loan amount and terms. This provides security for both the borrower and the lender.
Yes, Stated BankERS considers applicants with different credit profiles. While a strong credit history is favorable, the goal is to assist immigrants in various financial situations.
Yes, Stated BankERS understands the transitional nature of the immigration process. If you’re in the process of securing a job, you can still apply for a Proof of Fund loan, provided you meet other eligibility criteria.
Stated BankERS services can extend to cover family members included in the visa application, providing comprehensive financial support.
Stated BankERS understands that visa situations can change. If there are adjustments in your visa application status, it’s essential to communicate with Stated BankERS to explore potential solutions.
The primary purpose of the loan is to meet the financial requirements of the visa application. However, specific details can be discussed with Stated BankERS to address individual needs and circumstances.
Stated BankERS recognizes that visa outcomes can be uncertain. In the event of a visa rejection, it’s important to contact Stated BankERS promptly to discuss potential solutions and determine the best course of action.
The funds are intended to meet the financial requirements of your visa application. While there may be some flexibility, it’s important to discuss specific use cases with Statedb to ensure compliance with the loan agreement.
Yes, Stated BankERS generally allows for early repayment. Making additional payments or settling the loan ahead of schedule can have potential benefits, and you can discuss this option during the application process.
Stated BankERS employs industry-standard security measures to protect your data. Our online platform uses encryption and secure protocols to safeguard your personal and financial information throughout the application process.
Stated BankERS may have certain fees associated with the loan application, and these will be clearly outlined in the loan agreement. It’s important to review the terms and conditions to understand any applicable fees.
Stated BankERS has a dedicated customer support team to assist you. If you encounter any difficulties or have questions, you can reach out to our support team for prompt assistance.
Stated BankERS may consider co-signers or guarantors on a case-by-case basis. If you have specific requirements or considerations, it’s advisable to discuss them with Stated BankERS during the application process.
Stated BankERS provides flexibility in loan amounts, and the maximum may vary based on individual circumstances and the specific financial requirements of your visa application.
It’s crucial to communicate any difficulties in making repayments with Stated BankERS as soon as possible. Depending on the circumstances, Stated BankERS may work with you to find a suitable solution, but early communication is key.
Stated Loan Inquiries
Stated BankERS offers federal student loan refinancing, private student loans, and parent loans to cover the cost of education.
Eligibility typically requires being enrolled at least half-time in a degree-granting program, having a satisfactory credit history, and meeting income requirements or having a cosigner.
Interest rates vary based on the loan type, amount, and your creditworthiness. Stated BankeERS offers both fixed and variable interest rates.
There are no application or origination fees for student loans at Stated BankERS, but late payment and other fees may apply.
StatedBankers offers several repayment options, including immediate, interest-only, deferred, and graduated repayment plans to suit your financial situation.
Home Loan Inquiries
Stated BankERS offers various home loan options including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans.
Eligibility generally requires a good credit score, stable income, a sufficient down payment, and meeting the debt-to-income ratio criteria.
Interest rates for home loans vary based on loan type, term length, and your credit profile. Please visit our website or contact us for the most current rates.
The process involves pre-qualification, completing a formal application, submitting required documentation, underwriting, and closing. Our mortgage specialists will guide you through each step.
Yes, there may be various fees including origination fees, appraisal fees, and closing costs. Our loan officers will provide a detailed breakdown of all applicable fees during the application process.
More questions?