Checking Solutions – CapitalPoint Financial Group

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Checking Solutions

Checking Solutions Designed for Your Business

At CapitalPoint Financial, we understand that managing your business finances efficiently is crucial for success.

That’s why we offer a range of checking solutions designed to meet the unique needs of businesses, from startups to established enterprises. Our checking accounts provide the tools and support you need to streamline your financial operations, gain better control of your cash flow, and focus on what matters most – growing your business.

Why Choose CapitalPoint Financial for Your Business Checking?

Tailored Solutions:

We offer different checking account options with varying features and benefits to align with your business’s transaction volume and complexity.

Whether you need a simple account for day-to-day transactions or a comprehensive solution with advanced cash management tools, we have you covered.

Seamless Account Management:

Our robust online and mobile banking platforms provide you with 24/7 access to your accounts.

Easily monitor transactions, transfer funds, pay bills, and make deposits remotely, saving you valuable time and effort.

Enhanced Security:

We prioritize the security of your business’s finances. Our checking accounts come with advanced fraud monitoring and security features to protect your funds and sensitive information.

Dedicated Support:

At CapitalPoint Financial, you’ll have access to dedicated business banking specialists who understand your needs and can provide personalized support and guidance.

Explore Our Checking Account Options:

CapitalPoint Business Essentials Checking

Ideal for businesses with lower transaction activity. This account provides the fundamental tools for managing your business finances.

Low or no monthly service fee options (often waivable with a minimum balance), a set number of free monthly transactions (e.g., checks, debits, credits), online and mobile banking access, business debit card, online bill pay, and basic fraud monitoring.

CapitalPoint Business Advantage Checking

Designed for growing businesses with higher transaction volumes. This account offers expanded features to support increased activity.

Higher number of free monthly transactions compared to the Essentials account, potentially higher mobile deposit limits, often an interest-bearing option, enhanced online banking capabilities, access to basic treasury management services, and priority customer support. May have a monthly service fee that can be waived with a higher minimum balance or combined relationship balance.

CapitalPoint Business Premium Checking

Our most comprehensive solution for established businesses requiring advanced cash management services and higher transaction capabilities.

Generous or unlimited free monthly transactions, advanced treasury management services such as ACH origination and Positive Pay for enhanced fraud prevention, streamlined wire transfers, integrated financial reporting tools, a dedicated relationship manager, and potentially preferred rates on other business services.

Typically has a higher monthly service fee, which may be offset based on account analysis or significant balances.

Key Features You Can Expect Across Our Solutions: